.elementor-183 .elementor-element.elementor-element-c6395f2{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-b54d1a7{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-953b6fa{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-127a2a7{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-4e7a888{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-52a08f1{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-b9707a5{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-4f79122{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-647b330{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-7fa0e66{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-9ea7b2d{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-98e21ba{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-cc1bd7f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-183 .elementor-element.elementor-element-6e267ed{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}/* Start custom CSS for html, class: .elementor-element-995f375 */<style>
/* ===== Brand Tokens ===== */
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --berry:#7C3A66;
  --rose:#D0555F;
  --ink:#1B1B1B;
  --text:#364152;
  --bg:#FAF9F6;
  --white:#FFFFFF;
}

/* ===== Hero Container ===== */
.sps-hero{
  background: radial-gradient(1200px 600px at 10% 20%, rgba(255,255,255,0.06), transparent),
              linear-gradient(135deg, var(--navy) 0%, var(--berry) 60%, var(--rose) 100%);
  color: var(--white);
  overflow: clip;
}
.sps-wrap{
  max-width:1200px;
  margin:0 auto;
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  display:grid;
  grid-template-columns: 1.05fr 1fr; /* visual | copy */
  gap: clamp(24px,4vw,48px);
  align-items:center;
}

/* ===== Left Visual ===== */
.sps-visual{
  margin:0;
  position:relative;
  border-radius:22px;
  padding: clamp(10px,1.4vw,14px);
  background: var(--gold-deep);                 /* soft-gold frame */
  box-shadow: 0 24px 42px rgba(11,33,73,.28);
  isolation:isolate;
}
.sps-visual::after{ /* optional soft glow edge */
  content:"";
  position:absolute; inset:0;
  border-radius:18px;
  box-shadow: inset 0 0 0 8px rgba(0,0,0,.06);
  pointer-events:none;
}
.sps-visual img{
  display:block; width:100%; height:auto;
  border-radius:16px;
  border: 8px solid rgba(0,0,0,.06);
}

/* ===== Right Copy ===== */
.sps-copy{ max-width: 640px; }
.sps-eyebrow{
  margin:0 0 8px;
  text-transform:uppercase; letter-spacing:.12em;
  font: 700 12px/1.2 Montserrat, system-ui, sans-serif;
  color:#f0f3ff; opacity:.8;
}
.sps-title{
  margin:0 0 12px;
  font: 700 clamp(36px,5vw,56px)/1.1 Montserrat, system-ui, sans-serif;
  color: var(--white);
}
.sps-subhead{ /* gold sub-headline */
  margin:0 0 16px;
  font: 600 clamp(22px,3.2vw,32px)/1.2 Montserrat, system-ui, sans-serif;
  color: var(--gold);
}
.sps-sub{
  margin:0 0 22px;
  font: 400 clamp(15.5px,1.7vw,18px)/1.75 "Noto Sans", system-ui, sans-serif;
  color:#f3f6ff;
  max-width: 60ch;
}

/* ===== Buttons ===== */
.sps-ctas{ display:flex; gap:12px; flex-wrap:wrap; margin: 10px 0 14px; }
.btn{
  display:inline-block; cursor:pointer; text-decoration:none;
  font: 700 14px/1 Montserrat, system-ui, sans-serif;
  padding: 14px 22px;
  border-radius: 10px;
  transition: transform .22s ease, box-shadow .22s ease, background-color .22s ease, border-color .22s ease;
  border:2px solid transparent;
  will-change: transform;
}
.btn-gold{
  background: var(--gold); color: var(--navy);
  box-shadow: 0 10px 20px rgba(0,0,0,.15);
}
.btn-gold:hover{ transform: translateY(-2px); background:#f4c84a; }
.btn-ghost{
  background: transparent; color: var(--white);
  border-color: rgba(255,255,255,.6);
}
.btn-ghost:hover{ background: rgba(255,255,255,.12); transform: translateY(-2px); }

/* ===== Trust Chips ===== */
.sps-trust{
  margin: 12px 0 0; padding:0; list-style:none;
  display:flex; gap:12px; flex-wrap:wrap;
  font: 600 13px/1.6 Montserrat, system-ui, sans-serif;
  opacity:.95;
}
.sps-trust li{
  background: rgba(255,255,255,.10);
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,.18);
  box-shadow: 0 4px 10px rgba(0,0,0,.12);
}

/* ===== Responsive ===== */
@media (max-width: 1024px){
  .sps-wrap{ grid-template-columns: 1fr; }
  .sps-visual{ order:2; max-width: 680px; margin: 6px auto 0; }
  .sps-copy{ order:1; text-align:center; margin-inline:auto; }
  .sps-sub{ margin-inline:auto; }
  .sps-trust{ justify-content:center; }
}

@media (max-width: 640px){
  .sps-hero{ /* reduce vertical density */
    background: linear-gradient(135deg, var(--navy) 0%, var(--berry) 70%);
  }
  .sps-wrap{ padding: 48px 16px; gap: 20px; }
}

/* ===== Reduced Motion ===== */
@media (prefers-reduced-motion: reduce){
  .btn{ transition:none; }
  .btn:hover{ transform:none; }
}
</style>/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-8a7481a *//* ===== Section 2: Overview ===== */
.sps-overview{
  background: var(--bg, #FAF9F6);
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
}

.sps-overview-wrap{
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: clamp(24px,4vw,48px);
  align-items: start;
}

.sps-overview-heading{
  font-family: "Montserrat", system-ui, sans-serif;
  font-weight: 700;
  font-size: clamp(24px,3vw,34px);
  color: var(--navy, #0B2149);
  margin: 0 0 16px;
}

.sps-overview-list{
  list-style: none;
  padding: 0;
  margin: 0 0 18px;
}
.sps-overview-list li{
  position: relative;
  padding-left: 26px;
  font: 400 16px/1.8 "Noto Sans", system-ui, sans-serif;
  color: var(--text, #364152);
}
.sps-overview-list li + li{ margin-top: 8px; }
.sps-overview-list li::before{
  content: "✔";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--gold, #FFD972);
  font-weight: 700;
  font-size: 15px;
  line-height: 1.6;
}

.sps-overview-note{
  background: #FFF8DF;
  border-left: 4px solid var(--gold-deep, #D4AF37);
  padding: 12px 14px;
  border-radius: 10px;
  font: 500 15px/1.6 "Noto Sans", system-ui, sans-serif;
  color: var(--ink, #1B1B1B);
  max-width: 60ch;
}

.sps-overview-card{
  background: #fff;
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  box-shadow: 0 12px 24px rgba(11,33,73,.08);
  padding: 24px 22px;
}
.sps-overview-card h3{
  margin: 0 0 8px;
  font: 700 18px/1.3 "Montserrat", system-ui, sans-serif;
  color: var(--navy, #0B2149);
}
.sps-overview-card p{
  margin: 0;
  font: 400 15px/1.7 "Noto Sans", system-ui, sans-serif;
  color: var(--text, #364152);
}

/* ===== Responsive ===== */
@media (max-width: 1024px){
  .sps-overview-wrap{
    grid-template-columns: 1fr;
  }
  .sps-overview-card{
    margin-top: 20px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-9d4960f *//* ===== Section 3: Key Highlights (brand palette) ===== */
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --berry:#7C3A66;
  --rose:#D0555F;
  --text:#364152;
  --bg:#FAF9F6;
}

.sps-highlights{
  background: #fff;
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
}

.sps-highlights-wrap{
  max-width: 1200px;
  margin: 0 auto;
}

.sps-highlights-head{
  margin-bottom: clamp(18px,2.6vw,28px);
}
.sps-highlights-head h2{
  margin: 0 0 6px;
  font: 700 clamp(24px,3.4vw,34px)/1.2 "Montserrat", system-ui, sans-serif;
  color: var(--navy);
}
.sps-highlights-sub{
  margin: 0;
  color: var(--text);
  font: 400 clamp(14.5px,1.6vw,16px)/1.7 "Noto Sans", system-ui, sans-serif;
}

/* Grid */
.sps-highlights-grid{
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: clamp(16px,2.4vw,24px);
}

@media (max-width: 1024px){
  .sps-highlights-grid{
    grid-template-columns: repeat(2, minmax(0,1fr));
  }
}
@media (max-width: 640px){
  .sps-highlights-grid{
    grid-template-columns: 1fr;
  }
}

/* Card */
.sps-card{
  background: var(--bg);
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  padding: 22px;
  box-shadow: 0 10px 22px rgba(11,33,73,.06);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.sps-card:focus-within,
.sps-card:hover{
  transform: translateY(-6px);
  border-color: var(--gold-deep);
  box-shadow: 0 16px 34px rgba(11,33,73,.12);
  outline: none;
}

/* Icon ring */
.sps-card-icon{
  width: 54px; height: 54px;
  display: grid; place-items: center;
  margin-bottom: 12px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--gold-deep);
  box-shadow: 0 6px 14px rgba(11,33,73,.10), inset 0 0 0 4px #FFF6D4;
}
.sps-card-icon svg{
  width: 26px; height: 26px;
  fill: var(--navy);
}

/* Titles & text */
.sps-card-title{
  margin: 0 0 6px;
  font: 700 16px/1.3 "Montserrat", system-ui, sans-serif;
  color: var(--navy);
}
.sps-card-text{
  margin: 0;
  color: var(--text);
  font: 400 14.5px/1.75 "Noto Sans", system-ui, sans-serif;
}

/* Footnote */
.sps-highlights-footnote{
  margin: clamp(18px,2.8vw,28px) 0 0;
  font: 400 13.5px/1.7 "Noto Sans", system-ui, sans-serif;
  color: #6b7280;
}

/* Keyboard accessibility */
.sps-card a, .sps-card button { outline: none; }
.sps-card:focus-within { box-shadow: 0 0 0 3px rgba(212,175,55,.35); }/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-6cd0862 *//* ===== Section 4: Income Options (Tabs) ===== */
.sps-income-options {
  background: var(--bg, #FAF9F6);
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  border-top: 1px solid #E6EAF0;
}
.sps-income-wrap {
  max-width: 1100px;
  margin: 0 auto;
}

/* Header */
.sps-income-head h2 {
  font: 700 clamp(24px,3.2vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy, #0B2149);
  margin: 0 0 8px;
}
.sps-income-sub {
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text, #364152);
  margin: 0 0 28px;
  max-width: 70ch;
}

/* Tabs */
.sps-tabs {
  display: inline-flex;
  border: 1.5px solid #E6EAF0;
  border-radius: 10px;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 4px 12px rgba(11,33,73,.06);
  margin-bottom: 28px;
}
.sps-tab {
  padding: 14px 28px;
  font: 600 15px/1.3 "Montserrat", sans-serif;
  color: var(--navy, #0B2149);
  background: transparent;
  border: none;
  cursor: pointer;
  transition: all .25s ease;
  flex: 1 1 0;
}
.sps-tab:not(:last-child) {
  border-right: 1.5px solid #E6EAF0;
}
.sps-tab.active {
  background: var(--gold, #FFD972);
  color: var(--navy);
  box-shadow: inset 0 -2px 0 var(--gold-deep, #D4AF37);
}
.sps-tab:hover:not(.active) {
  background: #FFF8DF;
}

/* Panels */
.sps-tab-panel {
  background: #fff;
  border: 1px solid #E6EAF0;
  border-radius: 12px;
  box-shadow: 0 12px 24px rgba(11,33,73,.06);
  padding: clamp(24px,3vw,36px);
  transition: opacity .3s ease, transform .3s ease;
}
.sps-tab-panel[hidden] {
  display: none;
}
.sps-tab-panel.active {
  opacity: 1;
  transform: translateY(0);
}

/* Content inside panel */
.sps-tab-title {
  font: 700 20px/1.3 "Montserrat", sans-serif;
  color: var(--navy, #0B2149);
  margin: 0 0 8px;
}
.sps-tab-desc {
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text, #364152);
  margin: 0 0 16px;
}
.sps-tab-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.sps-tab-list li {
  position: relative;
  padding-left: 26px;
  font: 400 15px/1.8 "Noto Sans", sans-serif;
  color: var(--text, #364152);
}
.sps-tab-list li + li { margin-top: 6px; }
.sps-tab-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: var(--gold, #FFD972);
  font-weight: 700;
  font-size: 14px;
}

/* Callout Box */
.sps-callout {
  margin-top: 32px;
  background: linear-gradient(90deg, #FFF8DF 0%, #FFF 100%);
  border-left: 4px solid var(--gold-deep, #D4AF37);
  border-radius: 10px;
  padding: 14px 18px;
  box-shadow: 0 4px 10px rgba(11,33,73,.06);
}
.sps-callout p {
  margin: 0;
  font: 500 15px/1.7 "Noto Sans", sans-serif;
  color: var(--navy, #0B2149);
}

/* Responsive */
@media (max-width: 768px) {
  .sps-tabs {
    flex-direction: column;
  }
  .sps-tab {
    border-right: none;
    border-bottom: 1px solid #E6EAF0;
  }
  .sps-tab:last-child { border-bottom: none; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-97e30ea *//* ===== Brand tokens (ensure these exist globally) =====
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --berry:#7C3A66;
  --rose:#D0555F;
  --text:#364152;
  --bg:#FAF9F6;
}
*/

/* ===== Section 5: Stepper ===== */
.sps-stepper{
  background: var(--bg);
  padding: clamp(56px,6vw,90px) clamp(16px,4vw,28px);
  border-top: 1px solid #E6EAF0;
}
.sps-stepper-wrap{
  max-width: 1200px;
  margin: 0 auto;
}
.sps-stepper-head h2{
  margin: 0 0 8px;
  font: 700 clamp(24px,3.2vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy);
}
.sps-stepper-sub{
  margin: 0 0 28px;
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
  max-width: 75ch;
}

/* Steps layout */
.sps-steps{
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: clamp(18px,2.2vw,24px);
  grid-template-columns: repeat(5, minmax(160px, 1fr));
  position: relative;
}

/* Connector line (desktop) */
@media (min-width: 900px){
  .sps-steps::before{
    content:"";
    position: absolute;
    top: 36px; /* aligns with center of badges */
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, #E6EAF0 0%, #FFF0C9 50%, #E6EAF0 100%);
    z-index: 0;
  }
}

/* Individual step */
.sps-step{
  background: #fff;
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  padding: clamp(16px,2vw,20px);
  box-shadow: 0 8px 22px rgba(11,33,73,0.06);
  position: relative;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.sps-step:hover{
  transform: translateY(-3px);
  border-color: #E2D3A2;
  box-shadow: 0 12px 28px rgba(11,33,73,0.10);
}

/* Badge */
.sps-step-badge{
  position: relative;
  z-index: 1;
  width: 36px;
  height: 36px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  font: 700 16px/1 "Montserrat", sans-serif;
  color: var(--navy);
  background: var(--gold);
  box-shadow: 0 6px 14px rgba(212,175,55,.35);
  margin-bottom: 10px;
}

/* Titles & text */
.sps-step-title{
  margin: 0 0 6px;
  font: 700 16.5px/1.35 "Montserrat", sans-serif;
  color: var(--navy);
}
.sps-step-text{
  margin: 0;
  font: 400 15px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}

/* Formula note */
.sps-step-note{
  margin-top: clamp(22px,3vw,28px);
  background: linear-gradient(90deg, #FFF8DF 0%, #FFFFFF 100%);
  border: 1px solid #F1E4B3;
  border-left: 4px solid var(--gold-deep);
  border-radius: 12px;
  padding: 14px 16px;
  color: var(--navy);
  font: 500 14.5px/1.8 "Noto Sans", sans-serif;
  box-shadow: 0 6px 16px rgba(11,33,73,.06);
}

/* Responsive: stack steps into 2 columns on tablet, 1 column on mobile */
@media (max-width: 1050px){
  .sps-steps{ grid-template-columns: repeat(3, minmax(180px, 1fr)); }
}
@media (max-width: 700px){
  .sps-steps{ grid-template-columns: 1fr; }
  .sps-steps::before{ content: none; }
  .sps-step{ padding: 16px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1ec97c2 *//* ===== Section 6: Benefits (Plain Language) ===== */
.sps-benefits{
  background: var(--bg); /* Ivory band */
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  border-top: 1px solid #E6EAF0;
}
.spsb-wrap{ max-width: 1200px; margin: 0 auto; }

.spsb-head h2{
  margin: 0 0 6px;
  font: 700 clamp(24px,3.2vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy);
}
.spsb-sub{
  margin: 0 0 22px;
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
  max-width: 70ch;
}

/* Cards grid */
.spsb-grid{
  display: grid;
  grid-template-columns: repeat(4, minmax(220px,1fr));
  gap: clamp(16px,2.4vw,22px);
}
@media (max-width: 1050px){
  .spsb-grid{ grid-template-columns: repeat(2, minmax(240px,1fr)); }
}
@media (max-width: 640px){
  .spsb-grid{ grid-template-columns: 1fr; }
}

/* Card */
.spsb-card{
  background: #fff;
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  padding: clamp(16px,2vw,22px);
  box-shadow: 0 8px 22px rgba(11,33,73,0.06);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.spsb-card:hover{
  transform: translateY(-3px);
  border-color: #E2D3A2;
  box-shadow: 0 12px 28px rgba(11,33,73,0.10);
}

/* Icon, title, text */
.spsb-icon{
  width: 44px; height: 44px;
  display: grid; place-items: center;
  background: radial-gradient(100% 100% at 50% 0%, var(--gold) 0%, #FFE9A8 100%);
  color: var(--navy);
  border: 2px solid var(--gold-deep);
  border-radius: 50%;
  box-shadow: 0 8px 18px rgba(212,175,55,.35);
  margin-bottom: 10px;
  font-size: 20px;
}
.spsb-title{
  margin: 0 0 6px;
  font: 700 17px/1.35 "Montserrat", sans-serif;
  color: var(--navy);
}
.spsb-text{
  margin: 0;
  font: 400 15px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}
.spsb-list{
  margin: 0; padding-left: 18px;
  font: 400 15px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}
.spsb-list li{ margin: 4px 0; }

/* Note bar */
.spsb-note{
  margin-top: clamp(22px,3vw,28px);
  background: linear-gradient(90deg, #FFF8DF 0%, #FFFFFF 100%);
  border: 1px solid #F1E4B3;
  border-left: 4px solid var(--gold-deep);
  border-radius: 12px;
  padding: 14px 16px;
  color: var(--navy);
  font: 500 14.5px/1.8 "Noto Sans", sans-serif;
  box-shadow: 0 6px 16px rgba(11,33,73,.06);
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-dfdc7d7 *//* ===== Section 7: Eligibility ===== */
.sps-eligibility {
  background: var(--bg);
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  border-top: 1px solid #E6EAF0;
}
.sps-eligibility-wrap {
  max-width: 1100px;
  margin: 0 auto;
}
.sps-eligibility-head h2 {
  margin: 0 0 6px;
  font: 700 clamp(24px,3vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy);
}
.sps-eligibility-sub {
  margin: 0 0 24px;
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}

/* Table styling */
.sps-eligibility-table {
  display: table;
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 8px 20px rgba(11,33,73,0.06);
}
.sps-row {
  display: table-row;
}
.sps-cell {
  display: table-cell;
  padding: 14px 18px;
  font: 400 15px/1.7 "Noto Sans", sans-serif;
  border-bottom: 1px solid #E6EAF0;
  color: var(--text);
}
.sps-header .sps-cell {
  font: 700 15px "Montserrat", sans-serif;
  color: var(--navy);
  background: var(--gold);
}
.sps-row:last-child .sps-cell {
  border-bottom: none;
}
.sps-cell:first-child {
  font-weight: 600;
  color: var(--navy);
}
.sps-eligibility-note {
  margin-top: 22px;
  background: linear-gradient(90deg,#FFF8DF 0%,#FFF 100%);
  border-left: 4px solid var(--gold-deep);
  padding: 14px 18px;
  border-radius: 10px;
  font: 500 14.5px/1.8 "Noto Sans", sans-serif;
  color: var(--navy);
}

/* ===== Section 8: Practical Extras ===== */
.sps-extras {
  background: #FFFFFF;
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  border-top: 1px solid #E6EAF0;
}
.sps-extras-wrap {
  max-width: 1200px;
  margin: 0 auto;
}
.sps-extras-head h2 {
  margin: 0 0 6px;
  font: 700 clamp(24px,3.2vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy);
}
.sps-extras-sub {
  margin: 0 0 26px;
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}

/* Grid layout */
.sps-extras-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(250px,1fr));
  gap: clamp(18px,2.5vw,24px);
}
@media (max-width: 950px) {
  .sps-extras-grid { grid-template-columns: repeat(2, minmax(240px,1fr)); }
}
@media (max-width: 640px) {
  .sps-extras-grid { grid-template-columns: 1fr; }
}

/* Cards */
.sps-extra-card {
  background: #FAF9F6;
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  padding: clamp(18px,2vw,24px);
  box-shadow: 0 6px 20px rgba(11,33,73,0.05);
  transition: transform .25s ease, box-shadow .25s ease;
}
.sps-extra-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 26px rgba(11,33,73,0.1);
}
.sps-extra-icon {
  width: 42px; height: 42px;
  display: grid; place-items: center;
  background: var(--gold);
  color: var(--navy);
  font-size: 18px;
  border-radius: 50%;
  box-shadow: 0 6px 14px rgba(212,175,55,0.35);
  margin-bottom: 10px;
}
.sps-extra-card h3 {
  margin: 0 0 6px;
  font: 700 16px/1.35 "Montserrat", sans-serif;
  color: var(--navy);
}
.sps-extra-card p {
  margin: 0;
  font: 400 15px/1.8 "Noto Sans", sans-serif;
  color: var(--text);
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-9af3543 *//* ============= Section 9: Example (Educational, Non-Branded) ============= */
.sps-example {
  background: #FAF9F5;              /* Soft ivory background */
  color: var(--text);
  padding: clamp(64px,7vw,96px) clamp(16px,4vw,28px);
  border-top: 1px solid rgba(11,33,73,0.06);
  border-bottom: 1px solid rgba(11,33,73,0.06);
}

.sps-ex-wrap {
  max-width: 1100px;
  margin: 0 auto;
}

.sps-ex-head h2 {
  margin: 0 0 6px;
  font: 800 clamp(22px,3.2vw,34px)/1.2 "Montserrat", sans-serif;
  color: var(--navy);
}

.sps-ex-note {
  margin: 0 0 18px;
  color: var(--text);
  opacity: 0.85;
  font: 400 15.5px/1.8 "Noto Sans", system-ui, sans-serif;
}

/* Profile chips */
.sps-ex-profile {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 12px;
  padding: 0;
  margin: 0 0 22px;
  list-style: none;
}

.sps-ex-profile li {
  background: #fff;
  color: var(--navy);
  border: 1px solid rgba(11,33,73,0.10);
  border-radius: 999px;
  padding: 10px 14px;
  font: 600 13.5px/1 "Montserrat", sans-serif;
  box-shadow: 0 6px 14px rgba(11,33,73,0.05);
}

/* Timeline container */
.sps-ex-timeline {
  position: relative;
  background: #fff;
  border: 1px solid rgba(11,33,73,0.10);
  border-radius: 16px;
  padding: 22px clamp(16px,3vw,28px);
  box-shadow: 0 18px 42px rgba(11,33,73,0.05);
  display: grid;
  grid-template-columns: 1fr auto 1fr auto;
  gap: 18px 24px;
  align-items: center;
  margin-bottom: 20px;
}

.sps-ex-timeline::before {
  content: "";
  position: absolute;
  left: calc(12px + 2px);
  right: calc(12px + 2px);
  top: 50%;
  height: 2px;
  background: linear-gradient(90deg, var(--gold-deep), rgba(212,175,55,0.25));
  opacity: 0.6;
  transform: translateY(-50%);
  pointer-events: none;
}

/* Timeline steps */
.ex-stage {
  background: #FAF9F5;
  border: 1px solid rgba(11,33,73,0.08);
  border-radius: 12px;
  padding: 16px;
}

.ex-stage h3 {
  margin: 0 0 6px;
  color: var(--navy);
  font: 700 16px/1.2 "Montserrat", sans-serif;
}

.ex-stage p {
  margin: 0;
  color: var(--text);
  font: 400 15px/1.7 "Noto Sans", sans-serif;
}

.ex-bullets {
  margin: 8px 0 0;
  padding-left: 18px;
}
.ex-bullets li {
  color: var(--text);
  font: 400 14px/1.7 "Noto Sans", sans-serif;
}

/* Timeline nodes */
.ex-node {
  text-align: center;
  min-width: 120px;
}
.ex-dot {
  display: inline-block;
  width: 14px; height: 14px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid var(--gold-deep);
  box-shadow: 0 0 0 4px rgba(255,217,114,0.28);
}
.ex-flag {
  display: inline-block;
  font-size: 14px;
  color: var(--gold-deep);
}
.ex-kicker {
  margin: 6px 0 2px;
  font: 700 12px/1 "Montserrat", sans-serif;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.ex-small {
  margin: 0;
  font: 400 12.5px/1.6 "Noto Sans", sans-serif;
  color: var(--text);
  opacity: 0.85;
}

/* Option cards */
.sps-ex-options {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin: 10px 0 8px;
}

.ex-card {
  background: #fff;
  border: 1px solid rgba(11,33,73,0.08);
  border-radius: 14px;
  padding: 18px;
  box-shadow: 0 12px 28px rgba(11,33,73,0.06);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.ex-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 38px rgba(11,33,73,0.12);
}
.ex-card h4 {
  margin: 8px 0 8px;
  color: var(--navy);
  font: 700 16px/1.3 "Montserrat", sans-serif;
}
.ex-card ul {
  margin: 0;
  padding-left: 18px;
}
.ex-card li {
  color: var(--text);
  font: 400 14px/1.7 "Noto Sans", sans-serif;
}
.ex-pill {
  display: inline-block;
  background: rgba(255,217,114,0.25);
  border: 1px solid var(--gold-deep);
  color: var(--navy);
  border-radius: 999px;
  padding: 6px 10px;
  font: 700 12px/1 "Montserrat", sans-serif;
}

/* Legend + CTA buttons */
.sps-ex-legend {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  justify-content: space-between;
}
.ex-asterisk {
  margin: 8px 0;
  color: var(--text);
  opacity: 0.85;
  font: 400 13.5px/1.7 "Noto Sans", sans-serif;
}
.sps-ex-ctas {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

/* Buttons */
.btn {
  display: inline-block;
  text-decoration: none;
  cursor: pointer;
  font: 700 14px/1 "Montserrat", sans-serif;
  padding: 14px 20px;
  border-radius: 10px;
  transition: 0.25s ease;
  border: 2px solid transparent;
}
.btn-gold {
  background: var(--gold);
  color: var(--navy);
  box-shadow: 0 10px 18px rgba(0,0,0,0.12);
}
.btn-gold:hover {
  transform: translateY(-2px);
  background: #f4c84a;
}
.btn-ghost {
  background: transparent;
  color: var(--navy);
  border-color: rgba(11,33,73,0.3);
}
.btn-ghost:hover {
  background: rgba(11,33,73,0.06);
}

/* Responsive */
@media (max-width: 960px) {
  .sps-ex-timeline { grid-template-columns: 1fr; gap: 14px; }
  .sps-ex-timeline::before { display: none; }
  .ex-node { order: -1; }
  .sps-ex-options { grid-template-columns: 1fr; }
  .sps-ex-legend { flex-direction: column; align-items: flex-start; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-bd270fc *//* ============= Section 10: Use-Case Chips ============= */
.sps-usecases{
  background:#FAF9F6;
  padding: clamp(56px,6vw,88px) clamp(16px,4vw,28px);
  border-top:1px solid rgba(11,33,73,.06);
}
.sps-use-wrap{ max-width:1100px; margin:0 auto; }
.sps-use-head h2{
  margin:0 0 6px;
  font:800 clamp(22px,3.2vw,34px)/1.2 "Montserrat",sans-serif;
  color:var(--navy);
}
.sps-use-head p{
  margin:0 0 18px;
  color:var(--text);
  opacity:.9;
  font:400 15.5px/1.8 "Noto Sans",system-ui,sans-serif;
}

.sps-chips{
  margin:4px 0 0; padding:0; list-style:none;
  display:flex; flex-wrap:wrap; gap:12px;
}
.chip{
  appearance:none; border:1px solid rgba(11,33,73,.12);
  background:#fff; color:var(--navy);
  font:600 13.5px/1 "Montserrat",sans-serif;
  padding:11px 14px; border-radius:999px; cursor:pointer;
  box-shadow:0 8px 18px rgba(11,33,73,.06);
  transition:.2s ease; outline-offset:2px;
}
.chip:hover{ transform:translateY(-1px); box-shadow:0 12px 24px rgba(11,33,73,.10); }
.chip:focus-visible{ outline:2px solid var(--gold); }/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-9de10c5 *//* ============= Section 11: Why Plan With Praveen (Wealth Advisor Colors) ============= */
.sps-why {
  background: linear-gradient(135deg, #0B2149 0%, #2C4069 100%);
  padding: clamp(64px, 7vw, 96px) clamp(16px, 4vw, 28px);
  color: #fff;
}

.sps-why-wrap {
  max-width: 1100px;
  margin: 0 auto;
}

.sps-why-head h2 {
  margin: 0 0 6px;
  font: 800 clamp(22px, 3.2vw, 34px)/1.2 "Montserrat", sans-serif;
  color: #FFD972; /* gold headline for premium accent */
}

.sps-why-head p {
  margin: 0 0 24px;
  color: #FAF9F6;
  font: 400 16px/1.8 "Noto Sans", system-ui, sans-serif;
  opacity: 0.9;
}

/* --- Grid layout --- */
.sps-why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 28px;
}

.why-card {
  background: #FAF9F6;
  color: #0B2149;
  border: 1px solid rgba(11, 33, 73, 0.1);
  border-radius: 16px;
  padding: 24px 22px 20px;
  box-shadow: 0 14px 32px rgba(11, 33, 73, 0.1);
  transition: 0.25s ease transform, 0.25s ease box-shadow;
}
.why-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 46px rgba(11, 33, 73, 0.18);
}

.why-badge {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 217, 114, 0.25);
  border: 2px solid #D4AF37;
  color: #0B2149;
  font-size: 18px;
  margin-bottom: 10px;
}

.why-card h3 {
  margin: 4px 0 8px;
  font: 700 17px/1.3 "Montserrat", sans-serif;
  color: #0B2149;
}

.why-card p {
  margin: 0;
  font: 400 14.5px/1.8 "Noto Sans", system-ui, sans-serif;
  color: #364152;
}

/* --- CTA Buttons --- */
.sps-why-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.btn {
  display: inline-block;
  text-decoration: none;
  cursor: pointer;
  font: 700 14px/1 "Montserrat", sans-serif;
  padding: 14px 22px;
  border-radius: 10px;
  transition: 0.25s ease;
  border: 2px solid transparent;
}

/* Primary gold button */
.btn-gold {
  background: #FFD972;
  color: #0B2149;
  box-shadow: 0 10px 20px rgba(0, 0, 0, 0.15);
}
.btn-gold:hover {
  background: #f4c84a;
  transform: translateY(-2px);
}

/* Secondary outline */
.btn-ghost {
  background: transparent;
  color: #FFD972;
  border-color: #FFD972;
}
.btn-ghost:hover {
  background: rgba(255, 217, 114, 0.12);
}

/* --- Responsive --- */
@media (max-width: 960px) {
  .sps-why-grid {
    grid-template-columns: 1fr;
  }
  .sps-why-head,
  .why-card {
    text-align: center;
  }
  .sps-why-ctas {
    justify-content: center;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-cf300b2 *//* ================== Section 12: Conversion Block (Ivory Base) ================== */
:root {
  --navy: #0B2149;
  --gold: #FFD972;
  --gold-deep: #D4AF37;
  --ivory: #FAF9F5;
  --ink: #364152;
}

/* Base Section */
.sps-convert {
  background: var(--ivory);
  padding: clamp(56px, 7vw, 92px) clamp(18px, 4vw, 28px);
  position: relative;
  overflow: hidden;
}

.sps-convert::before {
  /* soft glow accent */
  content: "";
  position: absolute;
  right: -12%;
  top: -10%;
  width: 360px;
  height: 360px;
  background: radial-gradient(closest-side, rgba(255, 217, 114, 0.25), rgba(255, 217, 114, 0));
  filter: blur(20px);
}

.sps-convert-wrap {
  max-width: 1180px;
  margin: 0 auto;
}

/* Headings */
.sps-convert-head {
  text-align: center;
  color: var(--navy);
  margin-bottom: clamp(22px, 3.2vw, 36px);
}

.sps-convert-head h2 {
  margin: 0 0 8px;
  font: 800 clamp(22px, 3.2vw, 34px) / 1.2 "Montserrat", sans-serif;
}

.sps-convert-head p {
  margin: 0 auto;
  max-width: 70ch;
  font: 400 15.5px / 1.8 "Noto Sans", system-ui, sans-serif;
  color: var(--ink);
}

/* Layout Grid */
.sps-convert-grid {
  display: grid;
  gap: clamp(18px, 2.6vw, 28px);
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  align-items: start;
}

/* ========== Form Card ========== */
.sps-form {
  background: #fff;
  border: 1px solid rgba(11, 33, 73, 0.1);
  border-radius: 16px;
  padding: clamp(18px, 2.6vw, 24px);
  box-shadow: 0 18px 40px rgba(11, 33, 73, 0.08);
}

/* Fields */
.field {
  margin-bottom: 14px;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 14px;
}

.sps-form label {
  display: block;
  margin: 0 0 6px;
  color: var(--navy);
  font: 700 13.5px / 1.2 "Montserrat", sans-serif;
}

.sps-form input[type="text"],
.sps-form input[type="tel"],
.sps-form input[type="number"],
.sps-form select {
  width: 100%;
  border-radius: 10px;
  background: #fff;
  border: 1.5px solid rgba(11, 33, 73, 0.18);
  padding: 12px;
  font: 400 15px / 1.4 "Noto Sans", system-ui, sans-serif;
  color: var(--ink);
  transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
}

.sps-form input::placeholder {
  color: #95A3B8;
}

.sps-form input:focus,
.sps-form select:focus {
  outline: none;
  border-color: var(--gold-deep);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.25);
  background: #FFFEFA;
}

/* Hints */
.hint {
  display: block;
  margin-top: 6px;
  font: 400 12.5px / 1.4 "Noto Sans", system-ui, sans-serif;
  color: #6B7280;
}

/* Consent + Privacy */
.consents {
  margin: 10px 0 6px;
  padding: 10px 0 0;
  border-top: 1px dashed rgba(11, 33, 73, 0.15);
}

.check {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin: 6px 0;
  font: 400 14px / 1.6 "Noto Sans", system-ui, sans-serif;
  color: #22324A;
}

.check input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  accent-color: var(--gold-deep);
  border-radius: 4px;
}

.privacy {
  margin: 8px 0 0;
  font: 400 12.5px / 1.7 "Noto Sans", system-ui, sans-serif;
  color: #41536A;
}

.privacy a {
  color: var(--navy);
  font-weight: 700;
  text-decoration: underline dotted;
}

/* CTA Buttons */
.actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 10px;
}

.btn {
  display: inline-block;
  text-decoration: none;
  cursor: pointer;
  border-radius: 10px;
  border: 2px solid transparent;
  padding: 14px 22px;
  transition: 0.25s;
  font: 700 14px / 1 "Montserrat", sans-serif;
}

.btn-navy {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 10px 20px rgba(11, 33, 73, 0.25);
}

.btn-navy:hover {
  transform: translateY(-2px);
  filter: brightness(1.06);
}

.btn-ghost-navy {
  background: transparent;
  color: var(--navy);
  border-color: rgba(11, 33, 73, 0.45);
}

.btn-ghost-navy:hover {
  background: rgba(11, 33, 73, 0.06);
}

/* reCAPTCHA */
.captcha-note {
  margin-top: 8px;
  color: #6B7280;
  font: 400 12.5px / 1.4 "Noto Sans", system-ui, sans-serif;
}

/* ========== Aside ========== */
.sps-aside {
  background: #fff;
  border: 1px solid rgba(11, 33, 73, 0.1);
  border-radius: 16px;
  padding: clamp(18px, 2.4vw, 22px);
  color: var(--navy);
  box-shadow: 0 18px 40px rgba(11, 33, 73, 0.06);
}

.sps-aside .ticks {
  margin: 0 0 12px;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.sps-aside .ticks li {
  position: relative;
  padding-left: 34px;
  font: 500 14.5px / 1.7 "Noto Sans", system-ui, sans-serif;
  color: #132640;
}

.sps-aside .ticks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 22px;
  height: 22px;
  border-radius: 999px;
  background: radial-gradient(closest-side, var(--gold) 60%, transparent 61%) border-box;
  border: 2px solid var(--gold-deep);
  box-shadow: 0 0 0 2px rgba(255, 255, 255, 0.9) inset;
}

.sps-aside .ticks li::after {
  content: "";
  position: absolute;
  left: 6px;
  top: 11px;
  width: 10px;
  height: 5px;
  border-left: 2px solid var(--navy);
  border-bottom: 2px solid var(--navy);
  transform: rotate(-45deg);
}

.sps-aside .aside-note {
  background: #fff;
  border: 1px dashed rgba(11, 33, 73, 0.22);
  border-radius: 10px;
  padding: 10px 12px;
  font: 400 13px / 1.7 "Noto Sans", system-ui, sans-serif;
  color: #233555;
}

/* ========== Responsive ========== */
@media (max-width: 1020px) {
  .sps-convert-grid {
    grid-template-columns: 1fr;
  }
  .sps-form {
    order: 1;
  }
  .sps-aside {
    order: 2;
  }
  .actions {
    justify-content: center;
  }
}

@media (max-width: 640px) {
  .field-row {
    grid-template-columns: 1fr;
  }
  .sps-convert-head p {
    padding: 0 6px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-d793f59 *//* ===== Brand tokens (ensure once globally) ===== */
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --ivory:#FAF9F5;
  --ink:#364152;
}

/* ===== Section 13: FAQs ===== */
.sps-faq{
  background:#fff;
  padding: clamp(56px,7vw,92px) clamp(16px,4vw,28px);
}

.sps-faq-wrap{ max-width: 1100px; margin: 0 auto; }

.sps-faq-head{
  text-align:center; color:var(--navy);
  margin-bottom: clamp(18px,3vw,28px);
}
.sps-faq-head h2{
  margin:0 0 6px;
  font:800 clamp(22px,3.2vw,34px)/1.2 "Montserrat",sans-serif;
}
.sps-faq-head p{
  margin:0 auto;
  max-width: 68ch;
  color:#4A5970;
  font:400 15.5px/1.8 "Noto Sans",system-ui,sans-serif;
}
.sps-faq-underline{
  display:block; width:64px; height:4px; border-radius:3px;
  background: var(--gold);
  margin: 12px auto 0;
}

/* List / Item */
.sps-faq-list{ display:grid; gap:10px; margin-top: 10px; }

.faq-item{
  background: var(--ivory);
  border: 1px solid rgba(11,33,73,.10);
  border-radius:12px;
  overflow:hidden;
  box-shadow: 0 8px 22px rgba(11,33,73,.06);
}

.faq-item summary{
  list-style:none;
  cursor:pointer;
  padding:16px 18px;
  display:flex; align-items:center; justify-content:space-between;
  gap:12px;
  font:700 15px/1.3 "Montserrat",sans-serif;
  color:var(--navy);
}
.faq-item summary::-webkit-details-marker{ display:none; }

/* Plus / minus icon */
.faq-item summary::after{
  content:"+";
  font-weight:800;
  color:var(--navy);
  border:2px solid rgba(11,33,73,.35);
  width:26px; height:26px; border-radius:8px;
  display:grid; place-items:center;
  transition:.2s ease transform, .2s ease background, .2s ease color;
}
.faq-item[open] summary::after{
  content:"–";
  transform: rotate(0deg);
  background: rgba(255,217,114,.28);
  border-color: var(--gold-deep);
  color:#111827;
}

.faq-item summary:focus-visible{
  outline: none;
  box-shadow: 0 0 0 3px rgba(212,175,55,.35) inset;
  border-radius:10px;
}

/* Body */
.faq-body{
  padding: 0 18px 16px;
  border-top:1px dashed rgba(11,33,73,.14);
  background:#fff;
}
.faq-body p{
  margin:12px 0 0;
  color:var(--ink);
  font:400 14.5px/1.75 "Noto Sans",system-ui,sans-serif;
}

/* CTAs under FAQs */
.sps-faq-ctas{
  margin-top: 18px;
  display:flex; gap:12px; flex-wrap:wrap; justify-content:center;
}

/* Buttons (reuse your styles) */
.btn{
  display:inline-block; text-decoration:none; cursor:pointer;
  border-radius:10px; border:2px solid transparent;
  padding:14px 22px; transition:.25s; font:700 14px/1 "Montserrat",sans-serif;
}
.btn-navy{ background:var(--navy); color:#fff; box-shadow:0 10px 20px rgba(11,33,73,.25); }
.btn-navy:hover{ transform:translateY(-2px); filter:brightness(1.06); }
.btn-ghost-navy{ background:transparent; color:var(--navy); border-color:rgba(11,33,73,.45); }
.btn-ghost-navy:hover{ background:rgba(11,33,73,.06); }

/* Responsive */
@media (max-width:720px){
  .faq-item summary{ padding:14px 16px; }
  .faq-body{ padding:0 16px 14px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-f9faa1a *//* ===== Brand tokens (ensure once globally) ===== */
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --ivory:#FAF9F5;
  --ink:#364152;
}

/* ===== Section 14: Compliance & Disclaimer ===== */
.sps-compliance{
  background: var(--ivory);
  padding: clamp(48px,6.5vw,88px) clamp(16px,4vw,28px);
  border-top:1px solid rgba(11,33,73,.08);
}
.sps-comp-wrap{ max-width: 1100px; margin: 0 auto; }

/* Heading */
.sps-comp-head{ text-align:center; color:var(--navy); }
.sps-comp-head h2{
  margin:0 0 6px;
  font:800 clamp(20px,3vw,30px)/1.2 "Montserrat",system-ui,sans-serif;
}
.sps-comp-head .intro{
  margin:0 auto 8px; max-width:64ch;
  color:#4A5970;
  font:400 15.5px/1.8 "Noto Sans",system-ui,sans-serif;
}
.sps-comp-underline{
  display:block; width:64px; height:4px; border-radius:3px;
  background: var(--gold);
  margin: 10px auto 0;
}

/* Chips */
.sps-comp-chips{
  margin: 16px auto 0; padding:0; list-style:none;
  display:flex; gap:10px; flex-wrap:wrap; justify-content:center;
}
.chip{
  background:#fff;
  border:1px solid rgba(11,33,73,.12);
  color:var(--navy);
  padding:10px 14px;
  border-radius:999px;
  font:600 13.5px/1.2 "Montserrat",system-ui,sans-serif;
  box-shadow: 0 8px 22px rgba(11,33,73,.06);
  display:flex; align-items:center; gap:8px;
}
.chip .tick{ font-size:16px; }

/* Disclaimer block */
.sps-disclaimer{
  margin: 18px auto 0;
  background:#fff;
  border:1px solid rgba(11,33,73,.12);
  border-radius:14px;
  padding:18px 18px;
  box-shadow: 0 10px 26px rgba(11,33,73,.07);
}
.sps-disclaimer p{
  margin:0;
  color:var(--ink);
  font:400 14.5px/1.75 "Noto Sans",system-ui,sans-serif;
}
.sps-disclaimer p + p{ margin-top:10px; }

/* Responsive */
@media (max-width:720px){
  .sps-disclaimer{ padding:16px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-f595061 *//* ===== Brand Tokens (ensure global) ===== */
:root{
  --navy:#0B2149;
  --gold:#FFD972;
  --gold-deep:#D4AF37;
  --ivory:#FAF9F5;
  --ink:#364152;
}

/* ===== Section 15: Related Links ===== */
.sps-related{
  background: var(--navy);
  padding: clamp(56px,7vw,92px) clamp(16px,4vw,28px);
  color:#fff;
  position:relative;
  overflow:hidden;
}
.sps-related::before{
  content:"";
  position:absolute;
  right:-8%; top:-8%;
  width:280px; height:280px;
  background: radial-gradient(closest-side, rgba(255,217,114,.25), transparent 70%);
  filter:blur(20px);
}

.sps-related-wrap{ max-width:1100px; margin:0 auto; position:relative; z-index:2; }

/* Header */
.sps-related-head{ text-align:center; margin-bottom: clamp(24px,3.2vw,38px); }
.sps-related-head h2{
  margin:0 0 6px;
  font:800 clamp(22px,3vw,34px)/1.2 "Montserrat",sans-serif;
  color:#fff;
}
.sps-related-head p{
  margin:0 auto;
  max-width:70ch;
  font:400 15.5px/1.8 "Noto Sans",system-ui,sans-serif;
  color:#f4f6ff;
  opacity:.9;
}
.sps-related-underline{
  display:block; width:64px; height:4px; border-radius:3px;
  background: var(--gold);
  margin: 12px auto 0;
}

/* Cards Grid */
.related-grid{
  display:grid;
  grid-template-columns: repeat(auto-fit,minmax(220px,1fr));
  gap:18px;
  margin-top: 28px;
}
.related-card{
  display:block;
  background: rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.18);
  border-radius:14px;
  padding:22px 18px;
  text-decoration:none;
  color:#fff;
  transition:.25s ease transform, .25s ease box-shadow, .25s ease background;
  box-shadow:0 10px 26px rgba(11,33,73,.18);
}
.related-card:hover{
  transform: translateY(-3px);
  background: rgba(255,255,255,.12);
  box-shadow:0 16px 38px rgba(11,33,73,.28);
}
.related-card.highlight{
  background: linear-gradient(135deg,var(--gold),#f4c84a);
  color: var(--navy);
  box-shadow:0 16px 38px rgba(255,217,114,.25);
}
.related-card.highlight:hover{
  filter:brightness(1.08);
}

.card-icon{
  font-size:26px;
  margin-bottom:10px;
}
.related-card h3{
  margin:0 0 4px;
  font:700 16px/1.3 "Montserrat",sans-serif;
}
.related-card p{
  margin:0;
  font:400 14.5px/1.7 "Noto Sans",system-ui,sans-serif;
  opacity:.9;
}

/* Responsive */
@media (max-width:720px){
  .related-grid{ grid-template-columns:1fr; }
  .related-card{ text-align:center; }
}/* End custom CSS */