.elementor-42 .elementor-element.elementor-element-c793c82{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-894b554{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-dcd45e3{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-9c6867c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-d5e0907{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-bbcdbd8{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-9173dfe{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-d56758c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-2de7a20{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-d9ec65c{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-2d3987d{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-42 .elementor-element.elementor-element-5c9ff08{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}/* Start custom CSS for html, class: .elementor-element-1cfeca6 *//* Keep the section only for spacing/background */
.hero-area{
  padding:120px 0 100px;
  background:linear-gradient(to right,#F9F9F6 0%,#FFFFFF 100%);
}

/* Make the inner container the flex row */
.hero-area .container{
  max-width:1200px;
  margin:0 auto;
  padding:0 24px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:48px; /* space between text & image */
}

/* Columns */
.hero-content{flex:1 1 50%; padding-right:0;} /* padding comes from gap now */
.hero-image{flex:1 1 50%; text-align:right;}
.hero-image img{max-width:100%; height:auto; border-radius:12px;
  box-shadow:0 20px 40px rgba(11,33,73,.15);
}

/* Typography (use clamp for responsive scaling) */
.hero-title{
  font-family:'Montserrat',sans-serif;
  font-weight:600;
  font-size:clamp(36px,6vw,64px);
  line-height:1.2; color:#0B2149; margin:0 0 16px;
}
.hero-title .highlight{color:#D4AF37;}
.hero-subheading{
  font-family:'Noto Sans',sans-serif;
  font-size:18px; line-height:1.7; color:#1B1B1B;
  margin:0 0 24px; max-width:600px;
}
.hero-tagline{
  font-family:'Noto Sans Devanagari',sans-serif;
  font-size:22px; color:#D4AF37; margin:0 0 36px;
}

/* Buttons */
.btn{display:inline-block; padding:15px 28px; font-family:'Montserrat',sans-serif;
  font-weight:600; text-transform:uppercase; letter-spacing:.5px; border-radius:6px;
  transition:all .3s ease-in-out; text-decoration:none;
}
.btn-primary{background:#D4AF37; color:#0B2149;}
.btn-primary:hover{background:#B8962D; color:#fff;}
.btn-secondary{background:transparent; border:2px solid #D4AF37; color:#D4AF37; margin-left:16px;}
.btn-secondary:hover{background:#D4AF37; color:#0B2149;}

/* Tablet & down */
@media (max-width:1024px){
  .hero-area .container{flex-direction:column; text-align:center;}
  .hero-image{text-align:center; margin-top:32px;}
  .hero-subheading{font-size:16px; margin:0 auto 20px;}
}

/* Very wide screens: keep image from growing too big */
@media (min-width:1400px){
  .hero-image img{max-width:560px;}
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-3abd75b *//* ================== Brand Tokens (edit once) ================== */
:root {
  --navy:        #0B2149;  /* primary */
  --navy-2:      #122C5A;  /* darker blend for gradients */
  --gold:        #D4AF37;  /* accent */
  --gold-soft:   #FFD972;  /* soft headline/hover gold */
  --ivory:       #F9F9F6;  /* light bg / text on dark */
  --ink-70:      rgba(255,255,255,.70); /* secondary text on dark */
  --ink-85:      rgba(255,255,255,.85);
}

/* ========== Advisor Intro (Branded) ========== */
.about-wrap{
  /* Navy gradient background (brand) */
  padding: clamp(60px,6vw,100px) 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--ivory);
}

.about-grid{
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(24px,3vw,40px);
  align-items: center;
}

/* Photo card with gold frame + soft shadow */
.about-photo{
  position: relative;
  margin: 0;
  padding: clamp(14px,1.6vw,18px);
  border-radius: 28px;
  background: var(--gold);                    /* outer gold frame */
  box-shadow: 0 18px 28px rgba(11,33,73,.28);
}
.about-photo img{
  display: block;
  width: 100%;
  height: auto;
  border-radius: 22px;                        /* inner radius */
  border: 10px solid rgba(0,0,0,.06);         /* subtle inner bezel */
}

/* Text */
.eyebrow{
  text-transform: uppercase;
  letter-spacing: .12em;
  font: 700 13px/1.2 Montserrat, sans-serif;
  color: var(--gold-soft);
  opacity: .95;
  margin: 0 0 6px;
}
.about-title{
  font: 600 clamp(28px,4vw,48px)/1.15 Montserrat, sans-serif;
  color: var(--gold-soft);                    /* soft gold headline */
  margin: 0 0 6px;
}
.about-role{
  font: 600 20px/1.4 Montserrat, sans-serif;
  color: var(--ivory);
  opacity: .95;
  margin: 0 0 14px;
}
.about-summary{
  font: 400 17px/1.8 "Noto Sans", system-ui, -apple-system, Segoe UI, Roboto, "Noto Sans Devanagari", sans-serif;
  color: var(--ink-85);
  margin: 0 0 14px;
}
.about-facts{
  margin: 0 0 18px 0;
  padding-left: 18px;
  font: 400 16px/1.8 "Noto Sans", sans-serif;
  color: var(--ink-85);
}
.about-facts li{ margin-bottom: 6px; }

/* Action chips (ivory + gold) */
.about-actions{
  display: flex; flex-wrap: wrap; gap: 10px 14px;
  margin: 14px 0 6px;
}
.chip{
  display: inline-flex; align-items: center; gap: 8px;
  background: #FFF6D8;                        /* ivory-ish chip */
  color: var(--navy);
  padding: 10px 14px;
  border-radius: 999px;
  font: 600 14px/1 Montserrat, sans-serif;
  text-decoration: none;
  transition: .25s ease;
  border: 1px solid color-mix(in oklab, var(--gold) 45%, transparent);
  box-shadow: 0 6px 14px rgba(11,33,73,.15);
}
.chip:hover{
  background: var(--gold-soft);
  color: var(--navy);
  transform: translateY(-2px);
}
.chip .icon{ width: 22px; height: 22px; display: inline-flex; }
.chip .icon svg{ width: 100%; height: 100%; fill: var(--navy); }

/* Note line */
.about-note{
  margin-top: 10px;
  font: 400 13px/1.6 "Noto Sans", sans-serif;
  color: var(--ink-70);
}

/* Responsive */
@media (max-width: 980px){
  .about-grid{ grid-template-columns: 1fr; }
  .about-photo{ max-width: 540px; margin: 0 auto; }
  .about-content{ text-align: center; }
  .about-facts{ text-align: left; display: inline-block; margin-inline:auto; }
  .about-actions{ justify-content: center; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-38f8fc7 *//* ===== Why Choose Us ===== */
.why-us{
  padding:100px 0;
  background:#FFFFFF; /* alternate with #F9F9F6 if you want */
}
.why-us .wrap{
  max-width:1200px; margin:0 auto; padding:0 24px;
}
.why-head{ text-align:center; margin-bottom:48px; }
.why-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); line-height:1.25;
  color:#0B2149; margin:0 0 10px;
}
.why-sub{
  font-family:'Noto Sans',sans-serif; color:#475569;
  font-size:17px; line-height:1.7; margin:0 auto;
  max-width:760px;
}

/* Grid */
.why-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap:24px;
}
.why-card{
  background:#FFFFFF;
  border:1px solid #E6EAF0;
  border-radius:14px;
  padding:28px;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.why-card:hover{
  transform:translateY(-6px);
  box-shadow:0 16px 40px rgba(11,33,73,.10);
  border-color:#D4AF37;
}
.why-icon{
  width:56px; height:56px; border-radius:12px;
  background:linear-gradient(135deg,#FFF8E1,#FDF3C4);
  display:grid; place-items:center; margin-bottom:16px;
  box-shadow:0 6px 14px rgba(212,175,55,.18);
}
.why-icon svg{ width:30px; height:30px; }

.why-card-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:20px; color:#0B2149; margin:8px 0 8px;
}
.why-card-text{
  font-family:'Noto Sans',sans-serif; font-size:16px;
  color:#1B1B1B; line-height:1.7; margin:0;
}

/* Responsive */
@media (max-width:1024px){
  .why-grid{ grid-template-columns: repeat(2, 1fr); }
}
@media (max-width:640px){
  .why-us{ padding:72px 0; }
  .why-grid{ grid-template-columns: 1fr; }
  .why-card{ padding:22px; }
}
/* ===== Mobile Horizontal Scroll for Why Choose Us Section ===== */
@media (max-width: 768px) {
  .why-grid {
    display: flex;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    gap: 18px;
    padding-bottom: 10px;
    -webkit-overflow-scrolling: touch;
  }

  .why-card {
    flex: 0 0 80%;
    min-width: 280px;
    scroll-snap-align: start;
  }

  .why-card:last-child {
    margin-right: 20px;
  }

  /* Optional: Subtle scrollbar styling */
  .why-grid::-webkit-scrollbar {
    height: 6px;
  }
  .why-grid::-webkit-scrollbar-thumb {
    background: #D4AF37;
    border-radius: 4px;
  }
  .why-grid::-webkit-scrollbar-track {
    background: #F0EFEA;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-a1a4b7c *//* ===== Products Overview ===== */
.products{
  padding:100px 0;
  background:#F9F9F6; /* alternate section tone */
}
.products .wrap{
  max-width:1200px; margin:0 auto; padding:0 24px;
}
.prod-head{ text-align:center; margin-bottom:48px; }
.prod-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); line-height:1.25;
  color:#0B2149; margin:0 0 10px;
}
.prod-sub{
  font-family:'Noto Sans',sans-serif; color:#475569;
  font-size:17px; line-height:1.7; margin:0 auto; max-width:760px;
}

/* Grid */
.prod-grid{
  display:grid;
  grid-template-columns: repeat(5, 1fr);
  gap:24px;
}

/* Card */
.prod-card{
  background:#FFFFFF;
  border:1px solid #E6EAF0;
  border-radius:14px;
  padding:26px;
  display:flex; flex-direction:column; height:100%;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.prod-card:hover{
  transform:translateY(-6px);
  box-shadow:0 16px 40px rgba(11,33,73,.10);
  border-color:#D4AF37;
}

.prod-icn{
  width:56px; height:56px; border-radius:12px; margin-bottom:14px;
  display:grid; place-items:center;
  background:linear-gradient(135deg,#FFF8E1,#FDF3C4);
  box-shadow:0 6px 14px rgba(212,175,55,.18);
}
.prod-icn svg{ width:30px; height:30px; }

.prod-name{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:20px; color:#0B2149; margin:6px 0 8px;
}
.prod-text{
  font-family:'Noto Sans',sans-serif; font-size:16px;
  color:#1B1B1B; line-height:1.7; margin:0 0 18px; flex:1;
}

/* CTA */
.prod-cta{
  align-self:flex-start;
  background:#D4AF37; color:#0B2149;
  font-family:'Montserrat',sans-serif; font-weight:600;
  text-transform:uppercase; letter-spacing:.5px;
  padding:12px 22px; border-radius:8px; text-decoration:none;
  transition:all .25s ease-in-out;
}
.prod-cta:hover{ background:#B8962D; color:#FFFFFF; }

/* Responsive */
@media (max-width:1200px){
  .prod-grid{ grid-template-columns: repeat(3, 1fr); }
}
@media (max-width:768px){
  .products{ padding:72px 0; }
  .prod-grid{ grid-template-columns: repeat(2, 1fr); }
}
@media (max-width:520px){
  .prod-grid{ grid-template-columns: 1fr; }
}

/* ===== Mobile Horizontal Scroll for Product Cards ===== */
@media (max-width: 768px) {
  .prod-grid {
    display: flex;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    gap: 18px;
    padding-bottom: 10px;
    -webkit-overflow-scrolling: touch;
  }

  .prod-card {
    flex: 0 0 80%;
    min-width: 280px;
    scroll-snap-align: start;
  }

  .prod-card:last-child {
    margin-right: 20px;
  }

  /* Hide vertical scroll, keep horizontal */
  .prod-grid::-webkit-scrollbar {
    height: 6px;
  }
  .prod-grid::-webkit-scrollbar-thumb {
    background: #D4AF37;
    border-radius: 4px;
  }
  .prod-grid::-webkit-scrollbar-track {
    background: #F0EFEA;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-bd0cc6a *//* ===== How We Work ===== */
.how{ padding:100px 0; background:#FFFFFF; }
.how .wrap{ max-width:1200px; margin:0 auto; padding:0 24px; }
.how-head{ text-align:center; margin-bottom:40px; }
.how-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); color:#0B2149; margin:0 0 10px;
}
.how-sub{
  font-family:'Noto Sans',sans-serif; color:#475569; font-size:17px;
  line-height:1.7; margin:0 auto; max-width:780px;
}

/* Track of steps */
.how-rail{
  position:relative;
  display:grid; grid-template-columns:repeat(5,1fr);
  gap:24px; padding-top:10px; margin-bottom:22px;
}
.how-rail::before{
  content:""; position:absolute; top:52px; left:0; right:0;
  height:2px; background:#E6EAF0; z-index:0;
}

/* Individual step card */
.how-step{
  background:#FFFFFF; border:1px solid #E6EAF0; border-radius:14px;
  padding:24px; text-align:center; position:relative; z-index:1;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.how-step:hover{ transform:translateY(-6px);
  box-shadow:0 16px 40px rgba(11,33,73,.10); border-color:#D4AF37; }

/* Icon holder */
.step-icon{
  width:72px; height:72px; margin:-36px auto 10px; /* floats over rail */
  border-radius:14px; display:grid; place-items:center; background:linear-gradient(135deg,#FFF8E1,#FDF3C4);
  box-shadow:0 8px 16px rgba(212,175,55,.18); border:2px solid #D4AF37;
}
.step-icon img{ width:40px; height:40px; object-fit:contain; }

/* Titles/text */
.step-title{ font-family:'Montserrat',sans-serif; font-weight:600; font-size:18px; color:#0B2149; margin:8px 0 6px; }
.step-text{ font-family:'Noto Sans',sans-serif; font-size:15.5px; color:#1B1B1B; line-height:1.7; margin:0; }

/* Note */
.how-note{ text-align:center; color:#667085; margin:8px 0 0; }
.how-note small{ font-size:13px; }

/* Mobile: horizontal swipe */
@media (max-width: 768px){
  .how{ padding:72px 0; }
  .how-rail{
    display:flex; overflow-x:auto; gap:16px; padding-bottom:10px;
    scroll-snap-type:x mandatory; -webkit-overflow-scrolling:touch;
    padding-left:16px; padding-right:16px;
  }
  .how-rail::before{ display:none; }
  .how-step{ flex:0 0 80%; min-width:280px; scroll-snap-align:start; }
  .how-step:last-child{ margin-right:20px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-b8cd57b *//* ===== Quick Estimator ===== */
.qe{ padding:100px 0; background:#FFFFFF; }
.qe .wrap{ max-width:900px; margin:0 auto; padding:0 24px; }

.qe-head{ text-align:center; margin-bottom:28px; }
.qe-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); color:#0B2149; margin:0 0 8px;
}
.qe-sub{
  font-family:'Noto Sans',sans-serif; color:#475569; font-size:17px;
  line-height:1.7; margin:0 auto; max-width:720px;
}

.qe-form{ background:#F9F9F6; border:1px solid #E6EAF0; border-radius:16px; padding:24px; }
.qe-form .hp{ display:none; } /* honeypot */

.qe-grid{
  display:grid; grid-template-columns: repeat(3, 1fr);
  gap:18px; margin-bottom:14px;
}

.field label{ display:block; font:600 14px 'Montserrat',sans-serif; color:#0B2149; margin-bottom:6px; }
.field input, .field select{
  width:100%; background:#FFFFFF; border:1px solid #E6EAF0; border-radius:10px;
  padding:12px 14px; font:400 16px 'Noto Sans',sans-serif; color:#1B1B1B;
  outline:none; transition:border-color .2s ease, box-shadow .2s ease;
}
.field input:focus, .field select:focus{
  border-color:#D4AF37; box-shadow:0 0 0 3px rgba(212,175,55,.18);
}
.field .help{ display:block; margin-top:6px; color:#667085; font-size:12px; }

.consent{ margin:6px 0 14px; }
.ck{ display:flex; align-items:flex-start; gap:10px; font:400 14px 'Noto Sans',sans-serif; color:#475569; }
.ck input{ margin-top:3px; }

.actions{ display:flex; gap:14px; margin-top:6px; }
.btn{
  display:inline-block; padding:14px 22px; border-radius:8px; text-decoration:none;
  font-family:'Montserrat',sans-serif; font-weight:600; text-transform:uppercase; letter-spacing:.5px;
  transition:all .25s ease-in-out;
}
.btn-primary{ background:#D4AF37; color:#0B2149; border:0; }
.btn-primary:hover{ background:#B8962D; color:#FFFFFF; }
.btn-secondary{ background:transparent; border:2px solid #D4AF37; color:#D4AF37; }
.btn-secondary:hover{ background:#D4AF37; color:#0B2149; }

.privacy-note{ margin:12px 0 0; color:#667085; text-align:center; }

@media (max-width: 1024px){
  .qe-grid{ grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px){
  .qe{ padding:72px 0; }
  .qe-grid{ grid-template-columns: 1fr; }
  .actions{ flex-direction:column; }
}
/* Fix for dropdown (Plan Type) visibility and styling */
.field select {
  background-color: #FFFFFF !important; /* bright background */
  color: #1B1B1B !important;            /* readable text */
  border: 1px solid #E6EAF0;
  border-radius: 10px;
  padding: 12px 14px;
  font: 400 16px 'Noto Sans', sans-serif;
  appearance: none;
  -webkit-appearance: none; /* for Safari */
  -moz-appearance: none;    /* for Firefox */
  background-image: url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%230B2149' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 12px;
}

/* Hover & Focus States */
.field select:hover {
  border-color: #D4AF37;
}
.field select:focus {
  border-color: #D4AF37;
  box-shadow: 0 0 0 3px rgba(212,175,55,0.18);
  outline: none;
}

/* Fix dropdown text color when an option is selected */
.field select option {
  color: #0B2149;
  background-color: #FFFFFF;
  font-family: 'Noto Sans', sans-serif;
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-7a27745 */.calc-tools {
  background: #F9F9F6;
  padding: 100px 0;
}

.calc-head {
  text-align: center;
  margin-bottom: 50px;
}

.calc-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 42px;
  color: #0B2149;
  margin-bottom: 10px;
}

.calc-sub {
  font-family: 'Noto Sans', sans-serif;
  color: #555;
  line-height: 1.7;
}

.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 32px;
}

.calc-card {
  background: #FFFFFF;
  border: 1px solid #E6EAF0;
  border-radius: 14px;
  padding: 30px 24px;
  text-align: center;
  box-shadow: 0 8px 22px rgba(11, 33, 73, 0.08);
  transition: all 0.3s ease;
}

.calc-card:hover {
  transform: translateY(-6px);
  border-color: #D4AF37;
  box-shadow: 0 12px 30px rgba(11, 33, 73, 0.12);
}

.calc-icon {
  width: 60px;
  height: 60px;
  margin-bottom: 14px;
}

.calc-name {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 20px;
  color: #0B2149;
  margin-bottom: 10px;
}

.calc-text {
  font-family: 'Noto Sans', sans-serif;
  font-size: 15.5px;
  color: #444;
  line-height: 1.7;
  margin-bottom: 18px;
}

.btn-mini {
  display: inline-block;
  background: #D4AF37;
  color: #0B2149;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  text-transform: uppercase;
  padding: 10px 20px;
  border-radius: 6px;
  text-decoration: none;
  transition: 0.3s;
}

.btn-mini:hover {
  background: #B8962D;
  color: #fff;
}

/* Mobile adjustments */
@media (max-width: 768px) {
  .calc-tools { padding: 72px 0; }
  .calc-title { font-size: 32px; }
}
/* --- Horizontal Scroll on Mobile for Calculator Cards --- */
@media (max-width: 768px) {
  .calc-grid {
    display: flex;
    flex-wrap: nowrap;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scroll-snap-type: x mandatory;
    gap: 18px;
    padding-bottom: 12px;
  }

  .calc-card {
    flex: 0 0 80%; /* Each card takes about 80% of screen width */
    scroll-snap-align: center;
    min-width: 280px;
    margin-right: 8px;
  }

  /* Optional: Hide scrollbar for cleaner design */
  .calc-grid::-webkit-scrollbar {
    display: none;
  }

  /* Center the section padding a bit for mobile aesthetics */
  .calc-tools {
    padding: 60px 0 80px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-12264be *//* ===== Testimonials ===== */
.tms{
  padding:100px 0;
  background:#0B2149; /* navy */
  color:#FFFFFF;
}
.tms .wrap{ max-width:1200px; margin:0 auto; padding:0 24px; }

.tms-head{ text-align:center; margin-bottom:40px; }
.tms-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); margin:0 0 10px;
  color:#FFFFFF;
}
.tms-sub{
  font-family:'Noto Sans',sans-serif; font-size:17px; line-height:1.7;
  color:rgba(255,255,255,.85); margin:0 auto; max-width:760px;
}

/* Grid / Cards */
.tms-grid{
  display:grid; grid-template-columns:repeat(4,1fr); gap:24px;
}
.tm{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.12);
  border-radius:16px; padding:22px;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.tm:hover{
  transform:translateY(-6px);
  box-shadow:0 16px 40px rgba(0,0,0,.25);
  border-color:#D4AF37; /* gold */
}

/* Top row */
.tm-top{
  display:flex; align-items:center; gap:14px; margin-bottom:10px;
}
.tm-avatar{
  width: 60px;
  height: 60px;
  border-radius: 50%;
  overflow: hidden;
  flex-shrink: 0;
  border: 2px solid #D4AF37; /* gold border */
  box-shadow: 0 6px 14px rgba(212,175,55,.18);
  background: linear-gradient(135deg,#FFF8E1,#FDF3C4);
  display: grid;
  place-items: center;
}

/* image styling */
.tm-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.tm-meta{ flex:1; }
.tm-name{ margin:0; font:600 16px 'Montserrat',sans-serif; color:#FFFFFF; }
.tm-city{ margin:2px 0 0; font:400 13px 'Noto Sans',sans-serif; color:rgba(255,255,255,.75); }
.tm-stars{ font-size:14px; color:#D4AF37; }

/* Quote */
.tm-quote{
  margin:6px 0 0; color:#FFFFFF; font:400 16px 'Noto Sans',sans-serif;
  line-height:1.8;
}

/* Mobile: horizontal swipe */
@media (max-width:1024px){
  .tms-grid{ grid-template-columns:repeat(2,1fr); }
}
@media (max-width:768px){
  .tms{ padding:72px 0; }
  .tms-grid{
    display:flex; overflow-x:auto; gap:16px; padding-bottom:10px;
    scroll-snap-type:x mandatory; -webkit-overflow-scrolling:touch;
    padding-left:16px; padding-right:16px;
  }
  .tm{ flex:0 0 85%; min-width:280px; scroll-snap-align:start; }
  .tm:last-child{ margin-right:20px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-579b6d9 */.blog-section {
  padding: 100px 0;
  background: #F9F9F6;
}

.blog-head {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 50px;
}

.blog-title {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 42px;
  color: #0B2149;
  margin-bottom: 10px;
}

.blog-sub {
  font-family: 'Noto Sans', sans-serif;
  color: #555;
  line-height: 1.7;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 32px;
}

.blog-card {
  background: #FFFFFF;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 8px 22px rgba(11, 33, 73, 0.08);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.blog-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 12px 28px rgba(11, 33, 73, 0.15);
}

.blog-thumb img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  display: block;
}

.blog-content {
  padding: 24px;
}

.blog-heading {
  font-family: 'Montserrat', sans-serif;
  color: #0B2149;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 12px;
}

.blog-excerpt {
  color: #444;
  font-family: 'Noto Sans', sans-serif;
  font-size: 15px;
  line-height: 1.7;
  margin-bottom: 18px;
}

.btn-read {
  color: #D4AF37;
  font-weight: 600;
  text-transform: uppercase;
  font-size: 14px;
  letter-spacing: 0.5px;
  text-decoration: none;
  border-bottom: 2px solid transparent;
  transition: all 0.3s ease;
}

.btn-read:hover {
  border-color: #D4AF37;
  color: #0B2149;
}

.blog-cta {
  text-align: center;
  margin-top: 50px;
}

.blog-cta .btn-primary {
  background: #D4AF37;
  color: #0B2149;
  font-weight: 600;
  padding: 14px 32px;
  border-radius: 6px;
  text-decoration: none;
  transition: 0.3s ease;
}

.blog-cta .btn-primary:hover {
  background: #B8962D;
  color: #fff;
}

/* Responsive */
@media (max-width: 768px) {
  .blog-title {
    font-size: 32px;
  }
  .blog-sub {
    font-size: 14px;
  }
  .blog-grid {
    gap: 20px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-a6a5413 *//* Brand tokens */
:root{
  --navy:#0B2149; --navy-2:#122C5A; --gold:#D4AF37; --gold-soft:#FFD972; --ivory:#F9F9F6;
}

/* Section */
.insights-wrap{
  padding: clamp(56px,6vw,96px) 0;
  background: linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);
  color: var(--ivory);
}
.insights-head{ text-align:center; margin-bottom:26px; padding:0 18px;}
.insights-title{ font:600 clamp(28px,4vw,42px)/1.15 Montserrat,sans-serif; color:var(--ivory); margin:0 0 8px;}
.insights-sub{ font:400 16px/1.7 "Noto Sans",sans-serif; opacity:.85; max-width:760px; margin:0 auto;}

/* Switcher */
.insights-switch{ display:flex; gap:10px; justify-content:center; margin:18px 0 24px;}
.isw-btn{
  border:1px solid color-mix(in oklab,var(--gold) 40%,transparent);
  background:#FFF6D8; color:var(--navy);
  font:600 13px/1 Montserrat,sans-serif; padding:10px 14px; border-radius:999px;
  cursor:pointer; transition:.2s;
}
.isw-btn.active{ background:var(--gold-soft); border-color:var(--gold);}

/* Ticker */
.insights-ticker{
  position:relative; overflow:hidden; border-top:1px solid rgba(255,255,255,.15);
  border-bottom:1px solid rgba(255,255,255,.15); padding:12px 44px 12px 0; margin:0 18px; border-radius:10px;
  background:rgba(255,255,255,.05);
}
.ticker-track{ display:flex; gap:36px; white-space:nowrap; will-change:transform; }
.ticker-item{
  display:inline-flex; gap:8px; align-items:center; color:var(--ivory); opacity:.95;
  font:400 15px/1.6 "Noto Sans",sans-serif;
}
.ticker-item time{ color:var(--gold-soft); font-weight:600; font-size:13px; }
.ticker-item a{ color:var(--gold-soft); text-decoration:none; border-bottom:1px dotted rgba(255,217,114,.5); }
.ticker-item a:hover{ color:#fff; border-bottom-color:#fff; }

.ticker-ctrl{
  position:absolute; right:8px; top:50%; transform:translateY(-50%);
  background:var(--gold); color:var(--navy); border:none; width:28px; height:28px; border-radius:999px;
  font-weight:700; cursor:pointer;
}

/* Cards */
.insights-cards{ margin-top:26px; padding-inline:18px; }
.cards-row{
  display:flex; gap:18px; overflow-x:auto; scroll-snap-type:x mandatory; padding-bottom:8px;
}
.card{
  min-width:320px; max-width:360px; background:rgba(255,255,255,.06);
  border:1px solid rgba(212,175,55,.28); border-radius:14px; padding:18px; scroll-snap-align:start;
  transition:.25s; box-shadow:0 10px 18px rgba(0,0,0,.18);
}
.card:hover{ transform:translateY(-4px); border-color:var(--gold); }
.card-kicker{ color:var(--gold-soft); font:700 12px/1 Montserrat,sans-serif; letter-spacing:.12em; text-transform:uppercase; }
.card-title{ font:600 18px/1.35 Montserrat,sans-serif; color:#fff; margin:6px 0 6px; }
.card-meta{ font:600 12px/1.4 Montserrat,sans-serif; color:#CFE0FF; opacity:.9; }
.card-text{ font:400 14.5px/1.7 "Noto Sans",sans-serif; color:#E6EAF0; margin:10px 0 12px; }
.card a{ color:var(--gold-soft); text-decoration:none; }
.card a:hover{ color:#fff; }

.cards-nav{ display:flex; gap:8px; justify-content:center; margin-top:10px; }
.cards-btn{
  border:1px solid rgba(212,175,55,.5); background:#FFF6D8; color:var(--navy);
  width:34px; height:34px; border-radius:999px; font-weight:700; cursor:pointer;
}

/* Reduced motion: stop animation */
@media (prefers-reduced-motion: reduce){
  .ticker-track{ animation:none !important; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-166d71e *//* ===== Family Financial Journey ===== */
.journey{ padding:100px 0; background:#FFFFFF; }
.journey .wrap{ max-width:1200px; margin:0 auto; padding:0 24px; }

.journey-head{ text-align:center; margin-bottom:36px; }
.journey-title{
  font-family:'Montserrat',sans-serif; font-weight:600;
  font-size:clamp(28px,3.2vw,42px); color:#0B2149; margin:0 0 10px;
}
.journey-sub{
  font-family:'Noto Sans',sans-serif; color:#475569; font-size:17px; line-height:1.7;
}

/* Track */
.journey-rail{
  list-style:none; padding:0; margin:0; position:relative;
  display:grid; grid-template-columns:repeat(4,1fr); gap:24px;
}
.journey-rail::before{
  content:""; position:absolute; top:56px; left:0; right:0;
  height:2px; background:#E6EAF0; z-index:0;
}

/* Step card */
.step{
  background:#FFFFFF; border:1px solid #E6EAF0; border-radius:16px;
  padding:24px; text-align:center; position:relative; z-index:1;
  transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.step:hover{ transform:translateY(-6px); box-shadow:0 16px 40px rgba(11,33,73,.08); border-color:#D4AF37; }

/* Icon badge */
.step-icon{
  width:72px; height:72px; margin:-36px auto 10px;
  border-radius:16px; display:grid; place-items:center;
  background:linear-gradient(135deg,#FFF8E1,#FDF3C4);
  border:2px solid #D4AF37; box-shadow:0 8px 18px rgba(212,175,55,.18);
}
.step-icon img{ width:40px; height:40px; object-fit:contain; }

.step-title{ font:600 18px 'Montserrat',sans-serif; color:#0B2149; margin:8px 0 6px; }
.step-note{ font:400 15.5px 'Noto Sans',sans-serif; color:#1B1B1B; line-height:1.7; margin:0; }

/* Mobile: horizontal swipe */
@media (max-width: 768px){
  .journey{ padding:72px 0; }
  .journey-rail{
    display:flex; overflow-x:auto; gap:16px; padding-bottom:10px;
    scroll-snap-type:x mandatory; -webkit-overflow-scrolling:touch;
    padding-left:16px; padding-right:16px;
  }
  .journey-rail::before{ display:none; }
  .step{ flex:0 0 80%; min-width:260px; scroll-snap-align:start; }
  .step:last-child{ margin-right:20px; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-323795e *//* ===== Final CTA ===== */
.cta-final {
  background: linear-gradient(to right, #0B2149 0%, #122D63 100%);
  color: #FFFFFF;
  padding: 100px 0;
}

.cta-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  gap: 40px;
}

.cta-content {
  flex: 1 1 50%;
}

.cta-heading {
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 42px;
  color: #D4AF37;
  margin-bottom: 16px;
  line-height: 1.3;
}

.cta-sub {
  font-family: 'Noto Sans', sans-serif;
  font-size: 17px;
  line-height: 1.7;
  color: rgba(255,255,255,0.9);
  margin-bottom: 36px;
  max-width: 600px;
}

.cta-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
}

/* Buttons */
.cta-buttons .btn {
  display: inline-block;
  padding: 15px 28px;
  border-radius: 6px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  text-decoration: none;
  transition: all 0.3s ease;
}

.btn-primary {
  background: #D4AF37;
  color: #0B2149;
}

.btn-primary:hover {
  background: #B8962D;
  color: #fff;
}

.btn-secondary {
  background: transparent;
  border: 2px solid #D4AF37;
  color: #D4AF37;
}

.btn-secondary:hover {
  background: #D4AF37;
  color: #0B2149;
}

/* Image */
.cta-image {
  flex: 1 1 50%;
  text-align: right;
}

.cta-image img {
  max-width: 100%;
  border-radius: 16px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.3);
}

/* Responsive */
@media (max-width: 1024px) {
  .cta-wrap {
    flex-direction: column;
    text-align: center;
  }
  .cta-image {
    text-align: center;
    margin-top: 40px;
  }
  .cta-heading {
    font-size: 32px;
  }
  .cta-sub {
    font-size: 15px;
    margin: 0 auto 30px;
  }
}/* End custom CSS */