🧾 Privacy Policy — Praveen Wealth Advisor

🧭 1. Introduction

At Praveen Wealth Advisor, we value your privacy and are committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data when you visit our website, submit an inquiry, or communicate with us via phone, email, or WhatsApp. By using this website, you agree to the terms outlined in this Privacy Policy.

📋 2. Information We Collect

We collect only the information necessary to provide relevant financial guidance and advisory services.

a) Personal Details (submitted via forms)

• Full name
• Mobile number
• Email address (optional)
• City / Location
• Age or basic financial goal preferences
• Any message or query you type in our contact form

b) Automatically Collected Information

• Browser type, IP address, device type, operating system
• Pages visited, time spent, interactions on the website
• Referrer information (e.g., from ads, links, search)

c) Cookies

This website uses cookies for analytics and experience improvement. You can disable cookies in your browser if you prefer.

💡 3. How We Use Your Information

Your data is used solely for advisory and educational purposes, not for resale or third-party promotions.

• Respond to your queries or requests submitted through forms
• Schedule consultations and follow up on planning requirements
• Provide updates or educational content via WhatsApp/email (only if you’ve opted in)
• Improve website usability and marketing effectiveness
• Comply with applicable laws, IRDAI regulations, and data standards

We do not sell, trade, or rent personal information to any third party.

💬 4. WhatsApp Communication Consent

By submitting your details or initiating a WhatsApp chat with us, you consent to receive:

• Replies or follow-ups regarding your insurance or investment inquiries
• Educational or informational messages related to financial planning (if opted in)

You can opt out anytime by replying “STOP” or contacting us directly. We never send unrelated promotional messages.

🧰 5. Third-Party Tools & Integrations

• Google Analytics — anonymous visitor tracking and traffic insights
• Google reCAPTCHA (v3) — form protection against spam bots
• Hosting & Security — GDPR-aligned provider
• Email/Form Delivery (e.g., Elementor Forms/WPForms) — stores details only to deliver form submissions securely

Each service follows its own privacy and security policies. IP and browser data may be processed as per those policies.

🧱 6. Data Storage & Security

• Data stored in encrypted, access-restricted systems
• Access limited to the advisor or trusted assistants
• No payment data (cards/bank) collected via this website
• Regular updates and security patches applied

⚙️ 7. Data Retention & Deletion

We retain data only as long as necessary for advisory follow-up or compliance. To request deletion, email contact@praveenwealthadvisor.com. Upon verification, we delete within 7 working days (unless law requires basic log retention).

📞 8. Your Rights

• Access the personal data we hold about you
• Correct inaccuracies in your information
• Withdraw consent for communication/processing
• Request permanent deletion (“right to be forgotten”)

Write to contact@praveenwealthadvisor.com to exercise these rights.

🛡️ 9. Legal Basis & IRDAI Compliance

We operate under IRDAI guidelines as an independent life insurance advisor. Recommendations are need-based, sourced only from authorized IRDAI-registered insurers, and subject to official benefit illustrations and policy terms. We follow applicable Indian data privacy principles and the IRDAI code of conduct for intermediaries.

🌐 10. External Links

Our site may link to insurer portals, tools, or educational articles. We are not responsible for external content or privacy practices. Review those policies before sharing personal information.

🧾 11. Policy Updates

We may update this policy for regulatory or feature changes. The “Last Updated” date will reflect any revisions. Continued site use constitutes acknowledgment of the updated policy.

📬 12. Contact Us