Trust & Transparency
Every plan I recommend is explained in simple terms, with complete cost breakdown.
About
About Praveen Sharma
Independent Insurance & Wealth Advisor
With over 4+ years of advisory experience, I’ve helped more than 300 families across Ambala–Tricity plan for financial security — covering protection, guaranteed savings, retirement income, and children’s education. I work independently with multiple IRDAI-registered insurers to recommend what truly fits your goals, not just a brand.
Avg response time: under 2 business hours (Mon–Sat, 10:00–18:30 IST)
My Mission — To Simplify Financial Decisions for Every Family
Financial planning should never feel complicated or biased. My goal is to make life insurance, savings, and retirement solutions simple, transparent, and accessible to every household — with complete honesty and long-term support.
Goal-Based Planning
Each family has unique goals — I design plans that fit protection, savings, and retirement milestones.
Multi-Insurer Comparison
I compare benefit illustrations from multiple IRDAI-registered insurers to help you choose wisely.
Claim Support Promise
I personally assist clients from proposal to claim settlement.
My Journey as a Financial Advisor
From my early start in life insurance to becoming an independent advisor today, every step has been driven by the goal of helping families secure their future.
2019
Began my journey as a Life Advisor with a vision to promote financial literacy.
2020
Joined leading insurers’ top advisor clubs; received multiple appreciation awards.
2021
Expanded services to retirement and child education planning.
2023
Transitioned into an Independent Insurance & Wealth Advisor working with multiple IRDAI-registered insurers.
🏅 Recognized Life Mitra – Country Head Club
📈 300+ Families Guided
💡 4 Years of Trusted Advisory Experience
My 5-Step Process — Transparent and Simple
A clear, no-pressure approach from understanding goals to lifetime support.
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Understand Goals
Identify your financial needs & family priorities.
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Compare Insurers
Evaluate plans from multiple IRDAI-registered companies.
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Customize Riders & Tenure
Adjust features to fit your budget.
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Apply & Issue
Smooth proposal with clear documentation.
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Lifetime Support
Claim & renewal guidance always available.
Transparency & Compliance
Praveen Sharma is an independent life insurance and wealth advisor operating under IRDAI guidelines. All plan recommendations are need-based and sourced through authorized IRDAI-registered insurers.
- IRDAI Compliant Advisor
- Certified Insurance Planner
- Data Privacy & Confidentiality Commitment
Website Disclaimer (Please Read)
This website is intended for educational and informational purposes only. It does not promote or represent any specific insurer. Illustrations, features, tax rules, and charges are subject to insurer documents and applicable IRDAI regulations at the time of purchase. Clients are advised to review the official benefit illustration, policy wording, and sales brochure before making a decision.
- Recommendations are goal-based and brand-agnostic; final issuance is at the insurer’s sole discretion.
- No cash handling: all payments are made directly to the insurer using approved modes (online/cheque/NACH).
- We do not guarantee returns; guarantees, if any, are as per the insurer’s filed/approved product features.
- Tax benefits (if applicable) depend on prevailing law and the individual’s eligibility.
For queries or grievances, please contact us first. You may also escalate via the Insurer’s Grievance Cell or IRDAI’s IGMS / toll-free helpline as applicable.
Because Every Family Deserves Financial Peace of Mind
“ Planning early ensures not just protection — but prosperity and peace of mind for the people you love most. ”
Let’s Build Your Family’s Financial Future — Together
Personalized advice, transparent guidance, lifetime support.